Know which channel is actually profitable, not just which sells more.
Channel-level margin tracking and cash-on-delivery reconciliation for retail and ecommerce businesses across Pakistan.
Retail and ecommerce businesses selling across a physical store, a website and WhatsApp orders often end up with financial reporting that reflects none of that reality clearly. Revenue sits in three disconnected places, cost of goods gets estimated rather than calculated accurately, and knowing true margin by channel requires someone manually combining numbers that were never designed to talk to each other. Isoft FMS configured for retail and ecommerce consolidates all of it into one financial picture.
Revenue, cost of goods and margin are tracked by channel, so you can see clearly whether your online storefront or your physical location is actually more profitable, not just which one has higher sales volume. This connects directly with point of sale and inventory tracking, so financial reporting reflects real-time sales activity rather than a delayed monthly estimate pulled together after the fact.
Cash-on-delivery reconciliation is built in as a core workflow rather than an afterthought, tracking what delivery riders or couriers are holding, what has been collected, and what remains outstanding, which is a genuinely different accounting challenge than a purely card-based or cash-in-store business faces. For multi-branch retail chains, consolidated reporting rolls up every location into one group-level view while still keeping individual branch performance visible.
Local tax compliance is handled from the start, and the system is built to scale as order volume grows, so a good sales season does not turn into a financial reporting backlog that takes weeks to untangle afterward.
What's included
Every FMS / ERP deployment covers these areas.
General ledger & accounting
Full double-entry accounting built for multi-branch operations, not a single-shop workaround.
Multi-branch consolidation
See every branch's numbers rolled up in one place.
Budgeting & forecasting
Plan ahead with real data, not last quarter's guesswork.
Inventory & procurement
Stock and purchasing tied directly into your finances.
Tax & compliance reporting
Built for local tax requirements from day one.
Role-based access control
Finance sees finance; ops sees ops.
How we build it
Four stages, weekly visibility throughout.
Discovery
Scope the real problem on a call or over WhatsApp.
Architecture & proposal
Fixed scope, timeline and cost, no surprise change orders.
Build & review
Weekly checkpoints so you see real progress.
Launch & support
Go live with a direct line to your build team.
Built for
Common systems we're asked to build.
Channel-level profitability
Margin tracked separately by store and online.
Cash-on-delivery reconciliation
Rider collections tracked against outstanding orders.
Multi-branch consolidation
Group-level reporting across retail locations.
Marketplace fee tracking
Commission and fee reconciliation from external channels.
Seasonal sale reporting
Financial visibility during high-volume periods.
Inventory cost accuracy
Real cost of goods tied to actual purchase pricing.
Industries we serve
Built around how specific industries in Pakistan actually operate.
Common questions
Can it show profitability by sales channel separately?
Yes, revenue, cost and margin are tracked by channel, so you can see which one is actually more profitable, not just higher volume.
How does it handle cash-on-delivery accounting?
COD reconciliation is a built-in workflow, tracking what riders are holding against what's been collected and what remains outstanding.
Can it consolidate multiple store locations?
Yes, group-level reporting is available across branches while keeping each location's numbers visible individually.
See Isoft FMS in action
Real screens from the system, not mockups. This is what your finance and operations team actually works in day to day.
Create and post invoices tied directly to business partners and bank accounts.
Track purchase orders from request through to posted invoice.
Full general ledger structure, grouped and ready for reporting.
Item-level tracking with quantity, weight and unit pricing.
One record for every customer and supplier relationship.
Granular access control so finance sees finance, and ops sees ops.
The complete system walkthrough
Every module, screen by screen. Isoft FMS covers the full financial and operational cycle, not just the highlights.
Accounts & Chart of Accounts
General Ledger & Vouchers
Inventory Management
Sales
Purchases
Security & Access Control
Company Setup
Contact Management
Reports
